Independence Blue Cross makes it easy to get care with the strongest network of doctors and hospitals and free virtual doctor visits 24/7. Choose the most popular health plan in the region. Quarterly ReminderIndependence Blue Cross and Independence Administrators provide frequent updates to all medical policies.To quickly find and access any specific policy, you can use the following options on the Medical and Claim Payment Policy Portal: View all Commercial Policy Bulletins and/or Medicare Advantage Policy Bulletins. Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. Effective 1/1/2023 20708 2030148 (09/22) IBC * Pending FDA approval. At this time, access is limited to the PEAR Practice Management application. Please visit the PEAR Help Center for detailed instructions. To grant third-party organization access to their practice (s) w ithin PEAR CV, the Provider Organization or Location Administrator should call 1-833-444-PEAR (1-833-444-7327). Independence Blue Cross (Independence) is proud to offer access to the widest choice for quality care in Southeastern Pennsylvania, serving 2.5 million members in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties. Before you apply, learn more about your options for Pennsylvania health insurance. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. SITE MAP. IBX is a health insurer that offers plans for individuals, families, employers, and Medicare beneficiaries in Pennsylvania. It also provides wellness programs, community support, …Oct 5, 2023 · Independence Blue Cross is an Equal Opportunity and Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability. Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania To file an appeal or grievance for your medical benefit coverage or your prescription drug coverage, contact Keystone 65 Customer Service at 1-800-645-3965 or Personal Choice 65 Customer Service at 1-888-718-3333; TTY/TDD users should call 711, 7 days a week, 8 a.m. to 8 p.m.; or you can complete and submit online the Request for Medicare ...Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaCompare 2024 Health Plans. This chart compares health plan benefits and estimated out-of-pocket costs for Independence Blue Cross in-network services — including doctor and hospital visits, specialty care, and prescription drugs. …Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. For 85 years, we have been enhancing the health and well-being of the people and communities we serve. We deliver innovative and competitively priced health care products and services; pioneer new ways to reward doctors, hospitals, and other ...Mar 20, 2024. Independence Blue Cross, the Philadelphia region's largest health insurer, and Rothman Orthopaedic Institute have extended their value-based care …View Kenneth’s full profile. Senior Sales and Marketing Executive with more than three decades of successful experience in the group insurance and healthcare industry. Market expertise includes ...Mar 7, 2024 · Quarterly ReminderIndependence Blue Cross and Independence Administrators provide frequent updates to all medical policies.To quickly find and access any specific policy, you can use the following options on the Medical and Claim Payment Policy Portal: View all Commercial Policy Bulletins and/or Medicare Advantage Policy Bulletins. Find information and tools for health care providers who work with Independence Administrators, a health plan in New Jersey. Learn about EDI, precertification, … Independence HMO plans. Independence HMO Proactive plans. Independence PPO plans. Independence EPO plans. We can help you find the health plan that works best for you or your family: Call us. Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. Come see us. Meet with a licensed Independence Blue Cross insurance agent who ... Network participation. Thank you for your interest in becoming a participating provider in Independence’s provider networks. All providers interested in participating in our networks must complete and return a credentialing application, as explained below. Information obtained during the credentialing process is confidential and will not be ...EPO plan. With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country. You aren’t required to choose a primary care physician (PCP) or get ...Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. For 85 years, we have been enhancing the health and well-being of the people and communities we serve. We deliver innovative and competitively priced health care products and services; pioneer new ways to reward doctors, hospitals, and other ...Throughout the COVID-19 pandemic, Independence Blue Cross (Independence) has been committed to helping you get the care you need. COVID-19 vaccinations. COVID-19 vaccines are important tools that help reduce the risk of severe disease, hospitalization, and death. The COVID-19 vaccine and booster are covered at …Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. SITE MAP.Independence Blue Cross (Independence) offers a Direct Ship Drug Program to our in-network physicians. Under this program, physicians can order certain specialty drugs that are given in the office and are eligible for coverage under the member’s medical benefit when medical necessity criteria are met. Independence contracts with specific ...Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaLearn how to find, compare, and enroll in a health plan that works for you from Independence Blue Cross, the largest health insurance provider in the Philadelphia …By Phone. Jeff Powell. Director of National Sales. 215-241-4773. If you have a billing or claims question, please call 1-800-ASK-BLUE or visit www.ibx.com.Independence Administrators Provider Services (direct all inquiries or issues directly to Independence Administrators) 1-888-356-7899: Independence Blue Cross and Highmark Blue Shield Caring Foundation Hotline: 1-800-464-5437: Keystone First Hours: Mon. – Fri., 8 a.m. – 5 p.m. Nurse on call 24 hours a day 1-800-521-6007Telemedicine. You can visit with a doctor anytime, anywhere with our telemedicine benefit. 1 Telemedicine, also known as virtual care, is offered from Teladoc Health 2 through HIPAA-secure video, phone, and mobile app with 24/7 access to a U.S. board-certified and licensed primary care doctor who can treat non-emergency medical conditions such as:2024 Independence Blue Cross Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance …Please note: This request may be denied unless all required information is received. This document and others if attached contain information that is privileged, confidential and/or may contain protected health information (PHI). The Provider named above is required to safeguard PHI by applicable law. The information in this document is for the ... Find important information on Independence Blue Cross (Independence) policies and guidelines that best apply to you. If you have additional questions and need assistance, please call our support team at 1-888-475-6206. Jump to: Benefits that require preapproval. Specialty medical benefit drugs requiring precertification. Inpatient hospital stays. Independence Blue Cross is the leading health insurance organization in southeastern Pennsylvania. For 85 years, we have been enhancing the health and well-being of the people and communities we serve. We deliver innovative and competitively priced health care products and services; pioneer new ways to reward doctors, hospitals, and other ... Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, we’ve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve. As a licensee of the Blue Cross ... Independence Blue-Cross of Philadelphia and Southeastern Pennsylvania: TDZ: Georgia: Anthem Blue-Cross Blue-Shield of Georgia: TEA BCBS Prefix: Illinois: Blue-Cross Blue-Shield of Illinois: TEB: New Jersey: Horizon Blue-Cross Blue-Shield of New Jersey: TEC: Texas: Blue-Cross Blue-Shield of Texas: TED-Unallocated/Not …The implementation of ICD-10 results in more accurate coding, which improves the ability to measure health care services, enhance the ability to monitor public health, improve data reporting, and reduce the need for supporting documentation when submitting claims. Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania Independence Health Group has named Kelly A. Munson CEO of AmeriHealth Caritas, a subsidiary based in Newtown Square that is among the nation’s largest Medicaid managed care companies. Munson ...Dr. Elizabeth McMichael, DDS. 56.5 mi from Boydton, VA. Dentist. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. 4.88. 16 verified reviews. Dr. McMichael grew up in Raleigh, North Carolina. Both of her parents are Army Veterans, so she traveled the world as a child. After graduating from high school in 2005, she served in multiple roles ...Independence Blue Cross has offered telemedicine benefits to our health plan members for years. It gives members convenient, 24/7 access to a doctor by phone or video chat for non-emergency medical conditions. Without telemedicine, your only care option might have been urgent care or the ER if you were out of town, couldn’t get an appointment ...The Independence Blue Cross Medicare Member Help Team can be reached by mail, online, or phone. Mailing addresses. For Keystone 65 HMO or Personal Choice 65 PPO: Independence Blue Cross Medicare Department PO Box 7799 Philadelphia, PA 19101-7799. For MedigapFreedom, MedigapSecurity, or Security 65: Independence Blue Cross PO Box …Mar 7, 2024 · Quarterly ReminderIndependence Blue Cross and Independence Administrators provide frequent updates to all medical policies.To quickly find and access any specific policy, you can use the following options on the Medical and Claim Payment Policy Portal: View all Commercial Policy Bulletins and/or Medicare Advantage Policy Bulletins. Members with PA dental insurance plans provided by Independence Blue Cross can conveniently search online for network dentists. Online directory features: Search by dentist or practice name, location, or specialty. Compare dentists. Get more information such as languages, ages treated, accepting new patient, gender, handicap accessible.Independence Blue Cross (Independence) has announced its 2022 Medicare Advantage offerings, featuring enhanced benefits and new Personal Choice 65 SM Elite Rx PPO and zero-dollar monthly premium Personal Choice 65 SM Saver Rx PPO plans. The offerings also include Independence’s tried-and-true Keystone 65 HMO and …Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Understanding health insurance. Health insurance basics. Independence Blue Cross simplifies health insurance, helping you understand how it works, how to choose a plan, and how to get the most from your plan.Despite the rising cost of health care, Independence remains committed to offering affordable health care for everyone. Compare all our plans and apply for coverage. Get …Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. *Whether you’re applying for a 2024 health insurance plan online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711).Get care. 1-800-303-0656 (TTY/TDD: 711) 8 a.m. - 8 p.m., seven days a week. Shop plans. Get care. Find a doctor, dentist, or pharmacy Find a drug Plan documents. Find a doctor, dentist, or pharmacy. Your Independence Blue Cross (Independence) coverage gives you access to one of the largest provider networks in Southeastern Pennsylvania ... Call 1-866-282-2707 TTY/TDD: 1-888-789-0429 The confidential anti-fraud and corporate compliance hotline is accessible 8:30 a.m. to 4:30 p.m., Monday - Friday. Learn more: IBX anti-fraud. View contact information for different areas of Independence Blue Cross. This program helps you find doctors and hospitals outside of the United States, Puerto Rico, and U.S. Virgin Islands who participate in the Blue Cross Blue Shield Global Core network. To learn more: Visit Blue Cross Blue Shield Global Core; Call 1-800-810-BLUE from inside the U.S. Call collect 1-804-673-1177 from outside the U.S. Did you know that you can estimate your out-of-pocket costs before you schedule a doctor’s appointment or medical procedure? You can, with the new Care Cost Estimator tool. 1 It also lets you compare providers by price, based on your specific health plan. Use it at home at ibx.com or on the go with the IBX App!Independence Administrators Provider Services (direct all inquiries or issues directly to Independence Administrators) 1-888-356-7899: Independence Blue Cross and Highmark Blue Shield Caring Foundation Hotline: 1-800-464-5437: Keystone First Hours: Mon. – Fri., 8 a.m. – 5 p.m. Nurse on call 24 hours a day 1-800-521-6007Independence Blue Cross leadership, volunteers, and representatives from Ronald McDonald House Charities share the Blue Crew’s impact on the region. Learn more . Independence Blue Cross is hiring! We believe an inclusive, equitable workplace helps keep us vibrant, innovative, and passionate about what we do. Browse our open roles …Independence Blue Cross offers two vision plans 1 for adults ages 19 and older: 2 Vision Care 150 and Vision Care 200. These plans offer: Easy access to the national Davis Vision network of over 131,000 access points across the country, including Visionworks stores and other retailers. Fully covered routine vision exams — pay $0 at the time ...There, claims submission information is broken out by prefix/product name. The following address should be used for claims related to outer counties: Outer County Claims – Lehigh, Lancaster, Northampton, and Berks County. Claims Receipt Center. P.O. Box 211184. Eagan, MN 55121. Claims submission information for providers.Affiliates. Independence Blue Cross is the region’s leading provider of health care benefits — thanks in part to the specialized services and managed care expertise of our affiliates and subsidiaries. As the health insurance needs of our customers expand, our subsidiaries become increasingly important in enabling us to provide the services ...Independence Blue Cross (IBC) offers a full range of innovative programs and services to give our members the information, programs, and support they need to …Independence Blue Cross has contracted with ComplexCare Solutions, an independent company and affiliate of Inovalon, Inc., to perform personal health visits for Independence Blue Cross members. ComplexCare Solutions is a business associate (as defined by the Health Insurance Portability and Accountability Act (HIPAA)) of Independence …Throughout the COVID-19 pandemic, Independence Blue Cross (Independence) has been committed to helping you get the care you need. COVID-19 vaccinations. COVID-19 vaccines are important tools that help reduce the risk of severe disease, hospitalization, and death. The COVID-19 vaccine and booster are covered at …Personal Choice 65 offers PPO plans with a Medicare contract. Enrollment in Personal Choice 65 Medicare Advantage plans depends on contract renewal. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and Southeastern Pennsylvania. Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Tax credit calculator. IBX health plans Health plans. Health plans comparison chart. Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Understanding health insurance. Health insurance basics. Independence Blue Cross simplifies health insurance, helping you understand how it works, how to choose a plan, and how to get the most from your plan.View Kenneth’s full profile. Senior Sales and Marketing Executive with more than three decades of successful experience in the group insurance and healthcare industry. Market expertise includes ...Independence Blue Cross is the first health insurer to offer GlobalFit Anywhere, an app-based solution that connects members to fitness studios, gyms, and trainers in the region …Keystone Health Plan East HMO plans. With a Keystone HMO plan from Independence Blue Cross, you can see any doctor or visit any hospital in the Keystone Health Plan East network. You will pick a primary care physician (PCP), or family doctor, to coordinate your care. Your PCP will treat you for general health needs and refer you to specialists ...Only participating providers in an Independence Blue Cross, Independence Administrators, AmeriHealth, or AmeriHealth Administrators network can obtain access to the PEAR portal. The registration form requires an officer or owner of the provider organization to create an account and to identify up to two Organization Administrators to …Feb 20, 2024 · PA Medicare Advantage plans. Independence Blue Cross Pennsylvania Medicare Advantage plans include all the benefits of Medicare Parts A and B plans — plus valuable extras like vision, dental, and hearing coverage. Learn all about our 2024 Keystone 65 HMO and Personal Choice 65 PPO Medicare Advantage plans. You can also view the Multi-Language ... Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, we’ve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve. As a licensee of the Blue Cross ... Telemedicine. You can visit with a doctor anytime, anywhere with our telemedicine benefit. 1 Telemedicine, also known as virtual care, is offered from Teladoc Health 2 through HIPAA-secure video, phone, and mobile app with 24/7 access to a U.S. board-certified and licensed primary care doctor who can treat non-emergency medical conditions such as:Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania2024 Independence Blue Cross Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance …Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.Independence HMO plans. Independence HMO Proactive plans. Independence PPO plans. Independence EPO plans. We can help you find the health plan that works best for you or your family: Call us. Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. Come see us. Meet with a licensed Independence Blue Cross insurance …Quarterly ReminderIndependence Blue Cross and Independence Administrators provide frequent updates to all medical policies.To quickly find and access any specific policy, you can use the following options on the Medical and Claim Payment Policy Portal: View all Commercial Policy Bulletins and/or Medicare Advantage Policy Bulletins. AmeriHealth Administrators, an independent company, performs medical management services on behalf of Independence Administrators. You can obtain a copy of a specific policy by calling the clinical services department at 1-888-234-2393. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association. Apply online. You can apply using COMPASS, Pennsylvania's online applications system. Online: dhs.pa.gov/COMPASS. Via free mobile app: myCOMPASS PA. If you need any help using COMPASS, you can call the COMPASS Helpline at 1-800-692-7462, option 7. The Helpline is available Monday - Friday, 8 a.m. — 5 p.m. Learn more.At this time, access is limited to the PEAR Practice Management application. Please visit the PEAR Help Center for detailed instructions. To grant third-party organization access to their practice (s) w ithin PEAR CV, the Provider Organization or Location Administrator should call 1-833-444-PEAR (1-833-444-7327). Individual and family health plans. Ready to get covered? 1‑888‑475‑6206. Shop plans. Health insurance basics. Tax credit calculator. IBX health plans Health plans. Health plans comparison chart. Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company, and with Highmark Blue Shield — independent licensees of the Blue Cross and Blue Shield Association. Effective 1/1/2023 20708 2030148 (09/22) IBC * Pending FDA approval.The Medical Policy Portal offers streamlined navigation to the various types of policies available. Once you accept the terms and conditions below, you’ll be connected to the Medical Policy Portal. From there, simply click the applicable policy portfolio (i.e., Commercial, Medicare Advantage, MAPPO Host) from the selections across the top of ...Pennsylvania dental plans. Independence Blue Cross offers two dental plans 1 for adults ages 19 and older: 2 Adult Dental Preferred and Adult Dental Premier. 3. These plans offer: Easy access to one of the largest networks of dental providers in the Philadelphia area. Flexibility to see any dentist nationwide, without a referral 4.See a doctor anytime, anywhere. 1 Teladoc Health is an independent company providing telemedicine virtual care for Independence Blue Cross members. 2 Check your benefits booklet to confirm if Teladoc Health is covered under your health plan. You have options when it comes to your care. Learn more about when to visit a doctor, retail clinic ...The drug is used in the treatment of a rare, complex, or chronic disease. A high level of involvement is required by a health care provider to administer the drug. Complex storage and/or shipping requirements are necessary to maintain the drug's stability. The drug requires comprehensive patient monitoring and education by a health care ...Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.Jul 2011 - Jul 20143 years 1 month. Responsible for month end reporting including same store calculation, variance analysis, and cost analysis. Developed operations packet to summarize monthly ...Quarterly ReminderIndependence Blue Cross and Independence Administrators provide frequent updates to all medical policies.To quickly find and access any specific policy, you can use the following options on the Medical and Claim Payment Policy Portal: View all Commercial Policy Bulletins and/or Medicare Advantage Policy Bulletins.Mission and vision. Our mission is to enhance the health and well-being of the people and communities we serve. We strive to be one of the most admired and innovative companies leading the transformation of health care — now and into the future. This mission and vision guide the work we do and help define what makes Independence special.Did you know that you can estimate your out-of-pocket costs before you schedule a doctor’s appointment or medical procedure? You can, with the new Care Cost Estimator tool. 1 It also lets you compare providers by price, based on your specific health plan. Use it at home at ibx.com or on the go with the IBX App!Call 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST. *Whether you’re applying for a 2024 health insurance plan online or by phone, you’ll need to have an email address for registration. If you prefer not to create an email address, please request a paper application by calling 1-888-475-6206 (TTY: 711).Independence Blue Cross has contracted with ComplexCare Solutions, an independent company and affiliate of Inovalon, Inc., to perform personal health visits for Independence Blue Cross members. ComplexCare Solutions is a business associate (as defined by the Health Insurance Portability and Accountability Act (HIPAA)) of Independence …Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. ...Oct 5, 2021 · Independence Blue Cross (Independence) has announced its 2022 Medicare Advantage offerings, featuring enhanced benefits and new Personal Choice 65 SM Elite Rx PPO and zero-dollar monthly premium Personal Choice 65 SM Saver Rx PPO plans. The offerings also include Independence’s tried-and-true Keystone 65 HMO and Personal Choice 65 PPO plans ...
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Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern PennsylvaniaKeystone 65 offers HMO plans with a Medicare contract. Enrollment in Keystone 65 Medicare Advantage plans depends on contract renewal. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and Southeastern Pennsylvania.IBX app. Download the free IBX app for your iPhone or Android to help you make the most of your Independence Blue Cross health plan. With new and improved features, the IBX app gives you easy access to your health care coverage 24/7, wherever you are. Use the IBX app to: Access benefit information. View, share, or order a new ID card.QCC Insurance Company and Independence Administrators are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. ...2024 Independence Blue Cross Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance …When completing a prior authorization form, be sure to provision show requested contact. Fax closed forms to 1-888-671-5285 for review. Make sure you include your office telephone press fax numbers. You will be notified via fax if the request the approved. Whenever the send is denied, she and your patient will receive adenine deniable letter.Find out how to contact Independence Blue Cross Medicare for general inquiries, health plan information, member benefits and claims, and sales and support. Sele… AmeriHealth Administrators, an independent company, performs medical management services on behalf of Independence Administrators. You can obtain a copy of a specific policy by calling the clinical services department at 1-888-234-2393. Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association. At this time, access is limited to the PEAR Practice Management application. Please visit the PEAR Help Center for detailed instructions. To grant third-party organization access to their practice (s) w ithin PEAR CV, the Provider Organization or Location Administrator should call 1-833-444-PEAR (1-833-444-7327).Low-cost coverage for uninsured adults is made available by Independence Blue Cross. There are several affordable options depending on your situation: Catastrophic health insurance. If you are under 30 and you qualify for an exemption due to financial hardship, you may be able to apply for the Personal Choice EPO Catastrophic plan. 2024 Independence Blue Cross Independence Blue Cross is a subsidiary of Independence Health Group, Inc. — independent licensees of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania. The Independence Blue Cross Medicare Member Help Team can be reached by mail, online, or phone. Mailing addresses: For Keystone 65 HMO or Personal Choice 65 PPO: Independence Blue Cross Medicare Department PO Box 7799 Philadelphia, PA 19101-7799. For MedigapFreedom, MedigapSecurity, or Security 65: ….